Business As Usual

As the impact of Coronavirus (COVID-19) continues to affect us, CarefreeCredit wishes to reassure our businesses and clients that it is business as usual for us and the lenders we work with and will update you through our website if anything changes. We work with hundreds of practices across the country who are registered with us to offer our credit facility, however, if your practice isn’t one of them, we also offer personal loans to help with these bills which can also be used for any other purpose.

Are you a pet owner needing help with your vet bill?

CarefreeCredit provide interest free and low cost payment options for veterinary clients, so that their pets can be given the best possible treatment without delay, and without worry over the costs.

Pet Owners Click Here

Are you a vet practice looking to offer finance?

We provide a range of finance options you can offer your clients allowing you to carry out optimal care, knowing you will get paid for the work you do, whilst not having to worry about chasing debts.

Vets Click Here

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Animals Helped

How we help pet & horse owners

We hope it never happens. But if your pet falls ill and needs veterinary attention, the last thing you want to worry about is the cost. We want all animals to receive the care they need. We don’t want pet owners worrying about the cost, and we don’t want vets worrying about getting paid.

Pet owners can decide that rather than pay upfront payments for insurance that they may never use, they can take out an interest free or low cost payment option with CarefreeCredit only if the need should arise.

Example: £1000 treatment plan over 12 months is just £83.33 per month at 0% APR Representative.

If you do have pet insurance and find that the insurance does not cover all the costs of treatment, CarefreeCredit can cover the remainder. We do have a minimum loan size of £250 and a maximum of £25,000.

For more information and to find out if you qualify for help, click the button below.

Pet owners click here

What pet owners say about us

I cannot thank CarefreeCredit enough for everything they have done and I would 100% recommend their services. I will keep you up to date with Higgs progress as without you he would not be getting his surgery tomorrow.

Joanne WheelerMum to Higgs the Lab

Offers an affordable solution for people like myself who are working full time but do not have access to immediate funds due to the increasing cost of everyday life.

Gillian Dickinson

The credit we received was interest free over 12 months, which made the payments so much more manageable. A great service. With the joint effort from our vets and CarefreeCredit, we got almost another year with Max being back to his old self, a gift that we will forever be grateful for. On behalf of Max, myself and my family, thank you.

Lawrence ChittendenDad to Max the dog

I was given an agreement which spread the cost of the remaining vets fees over a year. This was so helpful as it is interest free and removed the worry of having find a large amount in one go. I would certainly recommend this payment plan to other pet owners. It has given me peace of mind that if Riley should need help again exceeding the cover in place, I could pay in installments without accruing interest.

Mrs WalkerMum to Riley the dog

How we help vets

We support vets so that they can do what they love and what they do best: treating every animal that comes under their care as if it was their own.

But vets have high costs – expensive equipment, highly trained staff and clinical premises – so they do need to charge fairly for what they do. And the last thing they want is to carry out treatment and then worry about whether they will get paid, or when.

CarefreeCredit pays the vet within 3 working days and then collects the payments by direct debit from the pet owners over a term that’s affordable for them.

For more information about joining as a CarefreeCredit practice click the button below.

Vets click here

What vets say about us

Not only do I get business that I would usually be unable to accommodate, we also get business referred from CarefreeCredit as they instruct people who contact them directly for Veterinary Care. In the past 10 months I have received £20,000 worth of business thanks to CarefreeCredit!

JamesAnrich Vets

We’ve been with CarefreeCredit for over a year. It’s great for the veterinary team as we can now offer a payment plan to help our uninsured clients and allow their pets to receive the care they need without exposing the practice to the risk of non-payment.

JulieHilltop Veterinary Centre

We are now in a much better position & can offer our clients beneficial & affordable payment options, with no loss to ourselves. We therefore highly recommend CarefreeCredit’s services to all fellow practices.

PaulineLetchworth Veterinary Centre

Debbie was always on the other end of the phone, whenever we needed help or clarification and it made the task remarkably simple in the end. We are looking forward to offering our clients credit so that we can give their pets the care and treatment they deserve. We have been very impressed with the levels of help and support from CarefreeCredit to date.

SueThistle Vets

As a vet, I all too often have had to witness a pet-owner’s decision to put off much needed treatment, simply because they couldn’t afford the urgently-needed medical help required. That’s why I joined up with CarefreeCredit with its ability to provide 0% finance quickly for those in need of a loan to provide urgent treatment for their pets.

PhillipWood Street Veterinary Hospital

I’m a Vet I’m a Pet Owner